It is understood that everyone could obtain a free credit report once a year from Annualcreditreport.com but did you know that are other ways your client can get a free report?
Conditional Free Report from Any Credit Bureau:
1. Unemployed and seeking employment
2. Receiving Public welfare assistance
3. Suspect errors due to fraud
Now here is the beauty of the third condition. You can place a Fraud alert on your credit report by contacting just ONE credit bureau and it will trigger them to contact the others. Then you can get a FREE credit report for all three bureaus.
Here are the numbers:
Equifax: 800-685-1111 For FRAUD Alerts: 888-766-0008
Experian: 866-200-6020 For FRAUD Alerts: 888-397-3742
TransUnion: 800-888-4214 For FRAUD Alerts: 800-680-7289