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Bankruptcies violations



Bankruptcies violation                                                      Chapter 7                                               Chapter 13

Types of violations to look for:
  • Reporting a balance due or a payment due that was discharged in BK.
  • Reporting a trade line as included in BK that was reaffirmed.
  • Failing to report post BK payments on a reaffirmed debt.
  • Reporting a $0 balance on a reaffirmed debt.

 

  • Failing to report a trade line as included or as discharged in BK
  • Non filing spouse reported as having filed BK –Reporting the old unadjusted balance or payment on a crammed down debt in Chapter 13.
  • Reporting the old unadjusted balance or payment on a crammed down debt in Chapter 13.